Topping up your NHS Pension

Whether you're planning ahead or ready to retire, your employer wants to help you make the right choices.

What does retirement cost?

You can choose to top up your main NHS pension scheme to help you get the retirement you want. This can be done through the Group Stakeholder or Group Additional Voluntary Contributions (GAVC) plan, both provided by Standard Life Assurance Limited. Get a feel for how much money you might need - and how much you could get back from your pension.

How much will you need?

Get startedJoining your top up plan

To provide you with a tax-efficient way to save for retirement.

What does this mean for you?Pension flexibility

Everyone has control over how they take money from their pension.

There’s a minimum age after which you can withdraw money, but pensions are now one of the most tax-efficient and flexible ways to save for the future.

Your payment choicesHow much should you pay?

It's up to you - as long as you meet any minimums set. But remember, paying in a little bit more now could make a big difference when you retire.

 

Login to online servicing

Easily and securely check your pension value, investments and more on your mobile, tablet or PC.

Log in to online servicing

About to retire?

You've worked hard all your life to get to this point, so it makes sense to get the most from your pension with a little preparation and planning. There's lots of helpful information right here, including a step by step guide to help you figure out what you should do when.

 

 Remember

Your pension is normally a long term investment and you usually can't withdraw money until the age of 55 (may be subject to change). As with any investment, the value can go down as well as up and may be worth less than what was paid in.