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Choosing your own investments
After the first payment has been made to your plan, you can choose from a range of investment options if you want to change from the low-involvement option. The right option for you will depend on various factors, such as your circumstances, experience of investing and attitude to risk.
You can log in to your account to make a fund switch after you've made your first payment into the plan. You’ll find a range of investment guides and a risk tool that could help you decide which option might be right for you. However, there are other factors you should consider, like when you plan to retire and the type of investments you are comfortable with.
Or if you want to get a head start, you can read the diy investment guide for more information about the different funds you can choose from, including with-profits and potential charges. Remember to regularly review your choices, especially if your circumstances change.
Responsible and Sharia-compliant investment options
You can find out more about the Standard Life approach to responsible investing, including Sharia-compliant options on the Investment Guidance page.
You can usually only choose your own investments after your first payment has been paid into your plan’s default investment option.