Pay more, get more?
Normally for every £1 paid into your pension plan, at least 20p of it is made up of tax benefits. This happens automatically. Your employer may even pay in more too.
Increasing payments
If you want to, you can increase your payments - ask your employer about how and when you can do this.
It's a good idea to review your plan regularly, to make sure you're saving the right amount for you.
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One-off top ups
As well as your monthly payments, you can top up your plan at any time. This is useful if you have a lump sum - like a bonus. You're entitled to the same tax benefits you get with regular payments, but if you pay more than basic rate tax you may need to claim back extra tax relief manually.
You can top up your pension plan by logging in to your online account or via our mobile app. It can be a great way to boost your pension plan.
Explore our guides
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Understanding investments
Find out how and why the money in your pension plan is invested.
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Understanding pensions
A quick guide to explain how pensions work.
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FAQs
Get answers to common questions about your plan and pensions in general.

