Investment choices

Your investment options

Where your money is invested is up to you. There are choices to suit your level of experience with investing and how involved you want to be with managing your investments.

Option 1: Stay in the Trustee selected option

Unless you pick another option, this is where your money will be automatically invested when you join the pension. The Trustee selected option is a lifestyle profile, which means that as you get closer to retirement it automatically prepares your pension savings for retirement. It has been chosen by the Trustees as they believe it's suitable for most people in the company.

Option 2: Choose from the selected range

The selected range is a small range of investments that you can choose from if you want more choice about where your money is invested.

View your investment options

Things to know about investing

Find out more about investing - from how investments work, what funds are and how you can choose between them.

Check and change your investments

You can keep up to date with how your investments are doing - and make any changes - very simply online.

 Important information

As with any investment its value can go down as well as up and may be worth less than what was paid in.

If you need help with choosing your investments, you should seek financial advice. There is likely to be a charge for this. 

Important documents

To help you make an informed decision we've provided you with important information that you should read. You should print or save copies of these documents for future reference.

This document explains the features of the pension product your employer has chosen.

Key features document (PDF, 164 KB)

Read this guide for more information on all your investment options, including details about charges and fund codes.

Becoming a member of the Telefónica Pension Plan (PDF, 771KB)

Read this guide for more information on the different ways you can pay into your pension, and the tax benefits and tax charges which can apply.

Information about tax relief, limits and your pension (PDF, 190KB)