- Joining the pension
Get the most from your pension
- Use the tools
- Boost your pension
- Approaching retirement
- Payment options
- Investment choices
- Common questions
Your investment options
Where your money is invested is up to you. There are choices to suit your level of experience with investing and how involved you want to be with managing your investments.
Unless you pick another option, this is where your money will be automatically invested when you join the pension. The Trustee selected option is a lifestyle profile, which means that as you get closer to retirement it automatically prepares your pension savings for retirement. It has been chosen by the Trustees as they believe it's suitable for most people in the company.
The selected range is a small range of investments that you can choose from if you want more choice about where your money is invested.
As with any investment its value can go down as well as up and may be worth less than what was paid in.
If you need help with choosing your investments, you should seek financial advice. There is likely to be a charge for this.
To help you make an informed decision we've provided you with important information that you should read. You should print or save copies of these documents for future reference.
This document explains the features of the pension product your employer has chosen.
Read this guide for more information on all your investment options, including details about charges and fund codes.
Read this guide for more information on the different ways you can pay into your pension, and the tax benefits and tax charges which can apply.