Things to know about investing

Why invest?

When you pay into a pension, your money is invested. This gives it more opportunity to grow than if you put it in a savings account, but remember the value of your pension can go down as well as up, and may be worth less than what was paid in.

This section explains more about how investments work, what funds are and how you can choose between them.


Our features

 How much risk should you take?

Use our risk questionnaire to help you work out how you feel about investment risk.

 Investing made easy

Investing isn't as hard as you might think. Watch this animation for a simple explanation of investing and how it works.

 What you need to know before you invest

Have a look at the factors that play a part in choosing your investment options.

 What are the charges?

The charges on your investments depend on how your funds are managed and what you invest in.