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- Joining the pension
- Get the most from your pension
- Payment options
- Investment choices
- Common questions
Approaching retirement
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Compare income options
Thinking about retirement?
There’s a lot to consider when you're looking at your options.
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Retirement pathfinder
Finding the right path
A quick and easy way to get a snapshot of your options.
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Retirement calculator
Explore income options
An easy way to explore your options.
Retirement – what to think about and when
Retirement is a long term plan. A bit of forward thinking, regular reviews – and taking action when you need to – could help you keep your retirement plans on track.
Budgeting for retirement
A big part of planning for retirement is making sure you can afford the lifestyle you want.
Reducing your retirement risk
As you approach retirement, you may want to think about preparing your pension savings for retirement.
Increasing your retirement income
Who wouldn’t like a little more income when they retire? Find out about the options that may be available to help boost your pension.
Tax in retirement
Ready to access your pension savings? Let’s make sure you don’t end up paying more tax than you need to.
Let’s compare your pension options
There’s a lot to consider when you're looking at your options.
Flexible income
Flexible income, or drawdown, gives you the freedom to choose your own level of income and the flexibility to suit your personal needs.
Guaranteed income
This is a guaranteed income (sometimes known as an annuity) that's paid for life. It’s easy to set up with no fuss after that.
Take cash from your pension
The first 25% you take as cash is normally tax free, you'll pay income tax on the rest.
Why leave it for now?
You don’t have to take money out of your pension straight away. You could benefit from leaving your money where it is. However, your money remains invested and charges are still deducted. You could get back less than you leave in.