Your investment options

The AVC plan investments

You can choose from a wide range of options. There are choices to suit your level of experience with investing - and how much time you want to spend monitoring and managing your investments.

For more information on these options, see the:

How to choose the right investment options for your pension guide (PDF, 334KB).

You can access more information on our funds, including details of past performance and fund factsheets, on Standard Life's main UK website.


 Important information

As with any investment its value can go down as well as up and may be worth less than what was paid in. lf you need help choosing your investments, you should seek financial advice. There is likely to be a charge for this.

Important documents

To help you make an informed decision we've provided you with important information that you should read. You should print or save copies of these documents for future reference.

This document explains the features of the pension product your employer has chosen.

Key features document (PDF, 288KB)

Read this member guide for more information about how pensions work and how you make payments.

Making the most of your pension  (PDF, 262KB)

Read this guide for more information on your investment options, including details about charges and fund codes.

How to choose the right investment options for your pension guide (PDF, 740KB)

This document gives you an illustration of what your pension could be worth. It may not take into account rebates that may apply to your AVC plan. You can find more info about charges and rebates on the charges page.

Key features illustration (PDF, 220KB)

Read this guide for more information on the different ways you can pay into your pension, and the tax benefits and tax charges which can apply.

Information about tax relief, limits and your pension (PDF, 190KB)

There are important differences between with profits and other types of investment. If you’re thinking of investing in with profits read the guide.

Guide to your with profits investments for pensions (PDF, 175KB)