Joining the pension
- Will you be automatically enrolled?
- Why a pension is a good idea
Get the most from your pension
- Use the tools
- Boost your pension
- Understanding investments
- Approaching retirement
- Payment options
- Investment choices
- Common questions
Your investment options
It's important that you take time to understand the investment options available to you. Where your money is invested can make a big difference to what your pension will be worth - and to your lifestyle - when you retire.
There are choices to suit your level of experience with investing and how involved you want to be with managing your investments.
To help you make an informed decision we've provided you with important information that you should read. You should print or save copies of these documents for future reference.
This is where you will find specific details about your employer’s company pension.
This document explains the features of the pension product your employer has chosen.
This document gives you an illustration of what your pension could be worth.
Read this guide for more information about how pensions work if you make payments through salary exchange.
Read this guide for more information on your investment options, including details about charges and fund codes.
Use this form if you would like to join the plan and you aren't being automatically enrolled.
Read this form for more information on Salary Exchange. This form has been provided by Howdens. Standard Life aren't responsible for the content of this guide.
Presentation for members of the Howden Joinery Auto Enrolment Pension Scheme.