The full range

What is it?

If you want more choice about where to invest your money, then choosing from the full range could be for you. You don't have to be an investment expert. There are choices to suit your level of experience and how involved you want to be.

The full range gives you a choice of funds - and ranges of funds - covering all the main asset classes. It also gives you access to markets across the world.

Your options when choosing from the full range

You can choose a lifestyle profile or strategic lifestyle profile if you want an option that will automatically prepare your pension savings for retirement. Or you can choose a risk-based option from the range of risk-based funds.

But you may prefer to pick from the full range of individual funds and build your own investment portfolio to suit your needs.

You'll find a summary of all your options in A guide to making the most of it (PDF, 311KB).

If you decide to pick your own funds from the full range, you should think about spreading your risk by investing in a variety of asset classes – and a range of investments in each asset class.

It's also very important to make your selection based on your individual needs and attitude to risk.

It will be up to you to keep checking the performance of your investments and to decide if you need to make changes. You may need to update your portfolio regularly to keep on track and in line with your attitude to risk.

Choosing from the full range could be a good option if:

  • You have a good understanding of investments and different types of assets
  • You want full control over selecting the funds you invest in
  • You are comfortable monitoring your own investments and adjusting them as your circumstances change

You'll find more information about all the funds in our full range, including fund factsheets on our UK website.

Things to be aware of

  • You can change the mix of your investments as it suits you
  • Before you choose an investment option, make sure you understand its aims and risks
  • As with any investment, the value of your investment choice can go up or down, and may be worth less than you paid in

Not sure what to do?

Remember, any choices you make now can be changed - so you’re not committing yourself forever.

If you’re not sure which options are appropriate for you, you should get financial advice.

So, what next?

Get more information

You can access more information on our funds, including details of past performance and fund fact sheets, on Standard Life's website.

Need help choosing funds?

We’ve got the information to help you work out if your money is in the right place.

Check or change your investments

 

It's easy to find out where your money is invested - and to make changes to your investments.

Important documents

To help you make an informed decision we've provided you with important information that you should read. You should print or save copies of these documents for future reference.

Read this guide for more information about the Avon Rubber Retirements and Death Benefits Plan.

A guide to making the most of it (PDF, 310KB)